[EBS입트영 5/23]The Nation’s Financial Literacy / 전 국민의 금융 이해력

23 Thu. 

The Nation’s Financial Literacy / 전 국민의 금융 이해력

 

Since 2012, financial authorities in Korea have been conducting  a "National Financial Literacy Survey" every other year to measure the financial literacy levels of adults.

The survey is aimed at people aged 18 to 79.

It looks into their basic financial knowledge, financial behavior, and attitudes towards consumption and savings.

 

According to the 2022 results, the financial literacy of individuals in their 30s to 50s appeared higher compared to other age groups.
Also, those with higher income levels and education tended to have higher financial literacy.

But the proportion of people with long-term financial goals was relatively low.

The most important financial goals were found to be housing purchase, marriage funds, retirement planning and education expenses, in that order.

 

Cutting-edge digital technologies are being integrated into finance these days.

Meanwhile, cybercrime is becoming increasingly sophisticated, so the importance of overcoming financial illiteracy is even more critical.

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looks into 조사하다

in that order 그 순서대로 

being integrated into ~에 접목되다

even more critical 더욱 중요한